Version 1.0. Effective 1 July 2026. Praxis Mutual.
1. Acceptance of these terms
By accessing or using this website you agree to be bound by these Terms of Use. If you do not agree, please do not use the site. We may update these terms from time to time, and the version published here applies to your use.
2. General information, not personal advice
The information on this site about cover, pricing and Australia’s medical indemnity framework is general information and general advice only. It does not take account of your personal objectives, financial situation or needs. Before deciding whether a product is right for you, read the relevant Product Disclosure Statement and Target Market Determination, and consider seeking advice tailored to your circumstances. Premium figures shown on this site are an estimate to help you compare cover; your actual premium is confirmed on application.
3. No warranty
The site is provided “as is” and “as available”. To the maximum extent permitted by law, we make no warranties of any kind about the accuracy, completeness, currency or reliability of the content. Information about Australian regulation and government schemes is provided as a general guide and may be summarised or change over time.
4. Intellectual property
The design, text, graphics and code of this site are owned by or licensed to Praxis Mutual and are protected by law. You may view and print pages for your own reference, but you may not otherwise reproduce, distribute, modify or commercially exploit the content without our permission. Third-party names referred to for context (for example, regulators or schemes) remain the property of their respective owners.
5. Limitation of liability
To the maximum extent permitted by law, we exclude all liability for any loss or damage (including indirect or consequential loss) arising from your use of, or reliance on, this site or its content. Nothing in these terms excludes any rights or remedies you have under the Australian Consumer Law that cannot lawfully be excluded.
6. Governing law
These terms are governed by the laws of Victoria, Australia, and you submit to the non-exclusive jurisdiction of the courts of that State.
7. Changes
We may change, suspend or discontinue any part of this site at any time. Continued use after changes are published constitutes acceptance of the updated terms.